A car crash may change your routine in seconds. One minute you’re on your way home, next you’re in pain, seeing physicians and getting bills. If the incident was caused by a negligent motorist, you may have a personal injury claim. Medical documents might be very important in proving the claim. They speak more than an injury. They can recount the account of what transpired following the wreck. That anecdote can assist tie your injuries to the accident and highlight the effect it had on your life.
- Why are medical records important after a car accident?
- Early treatment can help illustrate the timeline
- Medical records can tie your injury to the crash.
- What Kinds Of Medical Records Can Help?
- What if it was an old injury?
- Follow Your Treatment Plan
- Don’t Forget The Emotional Impact
- Medical bills help illustrate financial losses
- Insurance Companies May Check Your Medical History
- When to Talk to a DC Injury Lawyer
- Keep Your Records Straight
- Frequently Asked Questions (FAQs)
- 1. How do medical records matter in a car accident claim?
- 2. Should I go to the doctor after a minor vehicle accident?
- 3. Does a pre-existing injury affect my vehicle accident claim?
- 4. What medical records should I retain after a crash?
- 5. What if the insurance company thinks my injury didn’t come from the crash?
Why are medical records important after a car accident?
A claim must be proved. Your word matters but medical records offer documented backup. A medical record can tell when you initially sought care, what symptoms you reported and what treatment you received. It can also show test results, doctor’s notes and follow up care. That time frame can be powerful. Say, for example, you had neck pain the day following a crash. You go to a doctor and tell them about the ache. The doctor orders testing and treatment is prescribed. Later the insurer says your injury was due to an old condition. Your medical records could support that assertion.
Early treatment can help illustrate the timeline
People may wait to see a doctor after a crash. Maybe pain will go away, they thought. Sometimes it does. It gets worse sometimes. Getting medical treatment quickly will help you create a clear record of your situation. The record can include:
- When you first had the ache
- where anguish was
- What tests were performed
- What did the diagnostic say?
- What remedy was recommended
- If symptoms continued
That doesn’t mean every injury requires emergency attention. Your health should inform your choice. But if you get pain or other symptoms after an accident, don’t disregard them.
Medical records can tie your injury to the crash.
One big problem in many assertions is causation. “Was the injury due to the accident, plain English?” Medical records can answer that question. A doctor can document that your symptoms started after the crash. The records may also demonstrate that you did not have such a complaint before the collision. This can be important if the insurer disputes your claim. The trouble is, an insurance company might seek for holes. A long delay in treatment can bring up the question of when the injury started. Having a consistent record of your care may make the timetable easier to follow.
What Kinds Of Medical Records Can Help?
The various records may tell different sections of the story. These could include emergency room records, urgent care notes, hospital records and primary care records. Physical therapy or other treatment records may also be helpful. Tests can be important as well. X-rays, CT scans and MRI scans can be useful medical evidence. Other records may consist of:
- Medical prescription data
- Specialists’ comments
- Therapy notes
- Healthcare expenses
- Treatment modalities
- Work restriction notes
- Visit follow-up records
Bills might indicate a loss of money. Doctor notes can describe the injury. Together, these could provide a more complete picture.
What if it was an old injury?
You don’t always have an old injury that prevents you from initiating a claim. The critical issue could be how the crash affects your condition. An accident could make a pre-existing condition worse, or cause new damage. Your medical history may allow doctors to compare your condition before and after the event. Be truthful about your health history. Hiding an old injury can affect your credibility later on. A good medical record is usually better than a perfect one.
Follow Your Treatment Plan
Medical records can also reveal if you followed the advice of your doctor. If your doctor suggests physical therapy, go to your appointments when you can. Take medications as instructed, if prescribed. If you require follow-up care, don’t skip it unless you have a compelling reason. Life is messy. Transportation issues, work and family obligations can make it difficult to attend appointments. If you don’t get care, tell us why and keep your provider in the loop. Your records should be of what REALLY happened, not what you believe an insurer wants to hear.
Don’t Forget The Emotional Impact
Not all injuries are clear on an X-ray. A significant crash might impact your sleep, mood, concentration and everyday routine. Some folks get nervous to drive again. Tell your doctor about symptoms that interfere with day-to-day living. Don’t neglect them because they are hard to describe. Your medical professional needs precise data to treat you. Those documents may also help document the larger impact of the event.
Medical bills help illustrate financial losses
Medical records and bills tend to go hand in hand. Records can demonstrate the reasons for treatment. Bills can demonstrate the expense of that treatment. Also, retain records of missed pay if you are absent from work due to your injury. Supporting that loss can be pay stubs, employer letters, and work restriction notes. Your personal injury claim may include more than the first hospital cost. Serious injuries may also be relevant for future care.
Insurance Companies May Check Your Medical History
Insurance adjusters regularly scrutinize medical documents in injury claims. They might check the records before and after the crash. They may seek other reasons for your symptoms, or for holes in care. That doesn’t mean that every question from insurance is unfair. But that means you have to know what information you are putting out there. Don’t publish about your injuries or recovery treatment on social media, without first thinking. Sometimes a casual post is seen without the complete context.
When to Talk to a DC Injury Lawyer
If your injuries are substantial, if fault is in doubt or if the insurance concerns your medical care, a lawyer might be helpful. Price Benowitz Accident Injury Lawyers, LLP is a Washington, D.C. law firm that defends injured victims of motor vehicle accidents. The organization handles accidents involving cars, trucks, motorcycles, bicycles, buses and pedestrians. The business also handles catastrophic injury cases, including burn injuries and spinal cord injuries. A DC Car Accident Lawyer can look at your medical records and other data. They can also help answer queries from an insurance company.
Keep Your Records Straight
After a crash, paperwork can mount up fast. Don’t lose vital records in a desk drawer. Keep copies of medical documents, bills, medications, test results and notes from appointments. Save insurance letters & emails as well. You might want to keep a short chronology of dates and symptoms. Note how the injury has affected your work, sleep, driving, and daily routines. These tiny steps can be very important later on. Medical records alone don’t reveal the complete story. But they can give a good basis for a Washington, DC vehicle accident claim.
Frequently Asked Questions (FAQs)
1. How do medical records matter in a car accident claim?
Your medical history might illustrate your symptoms, diagnosis, treatment and recovery. They can also assist link your injuries to the crash. If an insurance company disputes your injuries, this proof might bolster your claim.
2. Should I go to the doctor after a minor vehicle accident?
If you have pain or other symptoms, visit a doctor. Some injuries are not immediately visible. Medical care also gives you a record of your condition following the crash.
3. Does a pre-existing injury affect my vehicle accident claim?
It may alter the examination of the claim but does not prohibit recovery per se. Medical records can help determine whether the incident caused a new injury or worsened an old one.
4. What medical records should I retain after a crash?
Keep doctor notes, hospital records, test findings, records of therapy, prescriptions and medical invoices. Keep also records of job restrictions or potential treatment needed. Keeping everything together makes it easier for your claim to be reviewed.
5. What if the insurance company thinks my injury didn’t come from the crash?
Medical records may support that argument. Treatment dates, reported symptoms, test results and doctor views might assist build a coherent timeline. A DC personal injury attorney can examine the evidence and let you know what your alternatives are.
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